The contents of this forum are the contributions of independent users not affiliated with NerdWallet, whose opinions are their own. Banks, credit card companies and other financial institutions are not responsible for any content posted on the NerdWallet Community Forum, nor do they endorse or guarantee any posted comments or reviews. NerdWallet does not guarantee the accuracy, integrity or quality of the opinions or advice posted on this forum and your use of any of this information is at your own risk. NerdWallet may, without obligation, monitor and respond to questions in forum discussions based on the independent research by our editorial team. Use and participation in the Forum is subject to our NerdWallet
Community Guidelines, and website
Terms of Use and
Privacy Policy.